If you are ready to branch into more intermediate topics, this is the page for you! I would recommend reading in order until you hit the line dividing the page and then jump around as you like.

Business cards are a huge opportunity to level up your points and miles game. If you think you don’t own a business, think again! Most of us engage in activities that would count as a business. Follow the link to learn more!

There are two types of points and miles: transferable and non-transferable. Transferable points can move from a bank to a travel partner, offering more flexibility and redemption options. Learn about your options and each bank’s transfer partners.

The three major airline alliances—Star Alliance, SkyTeam, and Oneworld—enable airlines to collaborate and share resources, enhancing flight booking options. Watch me run a quick search looking for a flight to Fiji!

Bank bonuses resemble credit card sign-up bonuses, providing cash for opening and maintaining new checking or savings accounts. Generally requires direct deposits, with penalties for early account closure.


Rakuten is a shopping portal that offers cash back through an app or widget by activating affiliate links, enabling users to stack points with their credit card rewards. Since joining, I have earned nearly 70,000 American Express points in 15 months, enough for significant travel rewards.

The Southwest Companion Pass lets one person fly with you on unlimited flights for a (almost) fee. It is valid for the year earned plus the following year. You can earn it by accumulating 135,000 qualifying points, primarily through credit card sign-up bonuses and spending.

This article provides insights into various aspects of American Express that are “nice to know” and covers information related to navigating programs, benefits and offers that are more niche value adds than requirements.

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Quote of the week

“I don’t believe in magic, but I do believe in transfer partners”

~ Anonymous Points and Miles Hobbyist

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